The Legal Stuff

Because we all need the legal stuff…


I, Kelley Aroura, am the legal copyright holder of all material on the blog, unless otherwise noted, and as such, any material on the blog must not be reprinted or republished in any form, without my written consent. The views and opinions expressed on this blog are purely my own. Any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer, provider or party in question.


All information on this website is provided for informational purposes only. It is not professional or financial advice.  You should always seek financial advice from one or more qualified professionals. makes no representations as to accuracy, completeness, currentness, suitability, or validity of any information on this site and will not be liable for any errors, omissions, or delays in this information or any losses, injuries, or damages arising from its display or use. All information is provided on an as-is basis.

Privacy Statement:

Your privacy is important. If you leave a comment or sign up to a newsletter or in any other way interact with in which you leave personal information, I will never sell this information to another company, put this information on a spam list or abuse it any way.

Links To Third Party Websites:

I have included links on this site for your use and reference. I am not responsible for the privacy policies on these websites. You should be aware that the privacy policies of these sites may differ from that of

Rights Reserved:

I reserve the right to change the focus of the blog, shut it down, sell it or change the terms of use at my own discretion.


I hope that you enjoy the content on If you ever have any questions or concerns, please email me at

But you’re more than welcome to leave a comment or send an email to introduce yourself. I love hearing from readers!

If you do drop me a line (and I really hope you do), I will never publish your email on the blog (or anywhere else) without your permission and I will never share your information with anyone else.