Budget Boss: 2018 Goals
It’s that time of year where we set resolutions and re-evaluate our goals.I am realizing that my theme will be the Budget Boss: 2018 Goals. Okay, let’s get honest no one really sets resolutions and keeps them. have you honestly met anyone who kept the resolution the entire year?! Because I haven’t. My BOSS plan for 2018 is to get organized and start the year off on the right foot.
I have spent both yesterday and today printing a lame excel calendar and marking the sh!t out of it for all of my goals on a monthly basis. -Hey being organized doesn’t have to be expensive or cute!?
Mark 1. Bills
To start this one off, I made a list of all my bills and the dates they are due (with amounts estimated).
You know what I learned?! I have 13 Bills!!! WHAT?? It’s just lonely little me, how in the world do I have so many bills? School loans I tell ya *eye rolls- hard core*. So I have decided to cut out a few more bills to clear up some expenses. Say good-bye to Netflix and Sirius XM. Ugh.
Mark 2. Income
Luckily I have a steady source of income. I also know I will be getting a raise this month. So, I plan to ignore all “extra” income including this raise and blog income as well as my craft income. all of that income is going straight to my smallest loan with the largest interest rate. this loan happens to be about $4,000. so my 2018 goal is to pay that loan off in full as well as $5,000 on my car. Realistic, right?
Mark 3. Birthdays (those I buy gifts for).
Next, I planned for all gifts i would have to buy throughout the year. some months I’m spending $200 and others none at all. I decided to save $20 each pay for a gift fund, including holidays. this way I’ll have a big chunk of expenses planned for.
Mark 4. Routine check ups
We all have routine things we pay for a few times a year. I’m talking medical visits, dentists, dog grooming, oil changes, brakes, tires, etc. I planned all the necessary routine tune ups! Now, I didn’t exactly set appointments a year in advance but I planned for the months I would need them. My car needs an oil change about every 3-4 months. The dog (JJ) gets groomed 3 times a year. I know I will need brakes this year. Add all of these expenses up and you have quite a pile of expenses in your lap. planning for this helps me budget efficiently.
**CUTE PICTURE ALERT**
Here is JJ 1yr old!! But seriously look at that beard..hence the grooming!!
Okay..let’s get back on track here…
Mark 5. Blogging goals
Lastly, I planned out my blogging goals for the year. My 2018 blogging goals are to create an engagement group on Facebook (Bloggers Social Bliss). I plan to be more active on Facebook with my readers. Also, I will be creating a budgeting portfolio as well as a 5-day money challenge!
Over all I think 2018 will be Boss! At least I will be the boss of my budget. There will be no more letting the budget rule my life. And, let me tell ya…it is so refreshing to feel organized! Seriously, no better feeling! If you are interested at seeing how I organize my budget you can check it out here.
Tell me.. what are your financial goals for 2018?