13 Frugal Tips for Road Trips

13 tips to keep your frugal lifestyle while traveling.

Road trips are a great way to have a little time away from home without breaking the bank. With a little bit of planning and research, you can make your road trips even more frugal by learning some tricks to save $$$ on gas, food, entertainment, and accommodations.

I went to college pretty far from home from home and made the trip back and forth many times. Sometimes I flew and others I drove. Long weekends and time between semesters were perfect for taking road trips and exploring other parts of the world. Now that I’m older and have a steady job I still try to take a few long weekend trips to experience new paces.

I saw a comment on my last blog post Back to Frugal. Aireona from Nightborn Travel mentioned how she would love to live a more frugal life so she can use the money to travel… Well my dear, you can do both! Here are 13 Frugal Tips for Road Trips.

Gas

Although gas prices are dropping, they are still steep when living the frugal life. Some people might try to shy away because of this, but when compared to other means of travel, this can actually be the more frugal friendly route.
Side Note Here-When traveling alone be sure to check into all possibilities, it will cost more per person for other ways of transportation but for one person it might be the better deal, if you do your research.
Some people might shy away from taking road trips because of the price of gas, but when compared with other means of travel, it’s usually the most frugal way to go! Driving might not be cheaper if you’re going alone, but the more people you put in your car, the more economical your trip will be. With our family of six, flying anywhere would easily cost us over a thousand dollars (probably closer to two), but driving would cost a fraction of that.Here are some tips to save on gas:

Make sure your car is running properly. I always check the miles, oil and tired before a road trip. Did you know that inflated tires make less friction? Less friction means better gas mileage!! Not only does checking your car keep you safe, but it keeps your car lasting longer and means you will get to your destination with no extra surprises along the way.

Avoid rush hour traffic. Try to plan your trip using back roads through large cities. Sitting or crawling in bad traffic is a huge waste of gas (not to mention time and patience). You’ll save money and have a much more pleasant trip if you avoid heavy traffic times in big cities. By going back roads you also get to enjoy the scenery. In my opinion that’s the best part of a road trip! My favorite time to travel is early fall when all the leaves are changing.

Use the Gasbuddy app or GasBuddy.com to plan out where to get your gas while traveling. Use the app or website before you go on your trip to get an idea of the best places to get gas since gas greatly varies from town to town. While on your trip you can check out the app to find the location of the cheapest gas around. Very helpful in my opinion.

Use cruise control. Now this is one I absolutely hate to do, I just do not like not having control over the car! For years I would spend hours with a cramp in my leg! As I have gotten older I have grown more comfortable with cruise control and I have learned that driving at a constant speed is more fuel efficient. Cruise control will also keep the lead-footed from getting a ticket, saving even more money!! (Don’t give me what look, Come-on we have ALL been there)!

FOOD

Another big expense on a road trip is food. This one is sooo hard for me, I love trying new places and experiencing new food. The truth is, eating out while traveling can really put a dent in your spending. Planning a-head and budgeting your food on the trip can really help cut down expenses. One of the best ways to save on food while traveling is to bring your own. Not only will you save money but you also save time waiting in long lines leaving more time to explore where you are headed. Here are some tips for saving on food while traveling:

Prepare the first few meals for your trip at home. I usually make something easy that doesn’t need to be cold. I usually pack a good old PB&J sandwich with some crackers and a water (I actually do not like cold water so this is perfect while traveling).

Leftovers are also a great road trip option if you’re going to be gone for a while, it will help prevent wasting food, too! Pack a cooler with some ice and put in a few leftovers to heat up once you get there. I recommend finding accommodations with a suite or kitchenette (more on that later)!

Bring the fixings with you, I always bring along some ingredients for the trip home. Like my PB&J sandwich for the drive, I will make another one before leaving to go back home to save from stopping for food along the way. I really enjoy stopping at arrest stop and eating at a picnic table if possible.

Bring a variety of snacks. It is important to remember to bring a variety of snacks along for the long trip. If you only bring chocolate to munch on, you may be tempted to buy something savory at a rest stop. This curbs spending money on things that you can buy for a fraction of the price at home. Most rest stops have high prices for those impulse buys while traveling.
I buy snack sized baggies and make a grab-and-go type snack pack. Pretzels, crackers, cookies, and even cereal are great munchies to have on hand. Dividing them up into portions ahead of time saves mess and hassle in the car, and it’s cheaper than buying individually packaged items.

Bring frozen water bottles. For those of you who like cold water, unlike me… Having frozen water bottles serves two purposes, you have cold water to drink and it also keeps your other food items cold. No need for ice in the cooler with frozen water bottles. Personally, I bought a Brita filtered water bottle which I absolutely love for traveling. No need to wake up in the night to go find a water bottle in the cooler. I just fill it up from the tap at a rest stop or in the hotel.
Entertainment

Find interesting sites, historical markers, along the way. Do a little research ahead of time to see if you’ll be passing by some free entertainment on your route. This to me is the whole point of having a road trip! It’s to stop and see the little places along the way, often these are free attractions. Search the local newspapers for events or activities while traveling. This can provide free entertainment and a short break from being buckled up.

Accommodations

When I was young I remember my dad powering through a trip or trading of with my mother half way through on the really long trips.Here are some ways to save on accommodations for your road trip:

Bring along a tent and camp. I am not one of those outdoorsy people, usually one night of camping is enough for me. But usually one night on a road trip I like to pull out the old tent set it up and enjoy a night by the fire. Always stop where we can camp for free. You can pitch a tent in most national forests. In the high-use areas with designated campsites, you’ll have to pay, though it’s probably a lot cheaper than staying in a hotel.

Stay with family or friends. This is the part I love about having a huge family! There is always someone to go visit. When I plan a trip, I try to plan it around stopping by to visit someone I know. This cuts down on expenses, even if I must crash on a couch or an air mattress in the Living-room!

Find a hotel with a suite. As mentioned earlier this causes you to save money on food while traveling. Getting a room with a kitchenette allows you to heat up those leftovers. Even if you do purchase food out I never eat all of it and this allows me to bring it home and eat some later. I ALWAYS leave one night for splurging and trying a top-rated restaurant in the area (top meaning food not price). Sometimes I try to find something particularly known in the area that is recommended by the people who live there. Having a microwave lets me splurge while being frugal.
Are you excited to plan your next road trip? I know I am, this post has certainly got me thinking about where to go. Your road trip can be as frugal as you make it to be. You can set a budget, and stick to it while on vacation and still have lots of good fun!

So Tell Me…
How do you save money on road trips?
Do you have any exciting road trips planned?

Frugal Friendly Chili

Frugal Friendly Chili

Who doesn’t love comfort food? Just because you are frugal does not mean you will miss out! Try my frugal friendly chili.

Who Doesn’t love a good crock-pot full of chili and Budget Friendly Chili at that?!

Just because you are living the frugal life doesn’t mean you can’t indulge in some comfort food. In-fact, most of the comfort foods are budget friendly meals!

SO most of the staples for this I already had on hand. It was super cheap to make and would have only cost a few more $$ if I had to buy everything.

1 can kidney beans (I like light red) – drained and rinsed

1 can black beans- drained and rinsed

1 can northern beans- drained and rinsed

1 can tomato sauce (16 oz)

1 can diced tomato and green chilies

1 can chicken broth (can use veggie if vegetarian)

1 can corn – (drained)

1/2 medium onion

1/2 cup chopped carrots

1/2 tbs chili powder

1/2 tsp cumin

1/4 cayenne ( I don’t like spicy food so you can certainly add more)

1 tsp cocoa powder

Quinoa- I followed the directions on the package it made around 3 cups

add all of this to the crock-pot and put on low for 3 hours or high for 1.5 hours.

Overview

I cannot tell you just how amazing this meal was and it made a huge amount. YAY leftovers.. I will have lunch for a few days and I put some into the freezer to pull out at a later time. talk about a bang for your buck!

So, on hand I had the quinoa which I have had for a very long time I made it in a salad once and I was not a fan!! I thought by adding it to something very flavorful it could help mask the quinoa. This definitely did the trick it was thick and chunky as if there were meat it in but it was totally meatless. it also kept me full for hours.

I also had tomato sauce, carrots, corn, and spices on hand. Off to Aldi’s I went.. there I picked up the rest of the ingredients.

Kidney Beans-.54

Northern Beans -.54

Black Beans-.86

Diced Tomatoes and Green Chilies-.86

Onions-1.49 (for a bag)

This bringing my total to $4.29!!

If you like this and want to see some more Frugal living tips check out my other post on how to ditch your credit card.

I’d also love to hear some of your budget friendly recipe’s so please comment them below.

Back To Frugal

Back to Being Frugal

First off.. I need to sincerely apologize for my lack of posts.. ya see I have had a lot going on the past few months, let me fill you in and let’s get Back to Frugal!

I finished graduate school in November!! (Boo for more student loans though). I did however land a new job in my field that I am super happy with! Along with this job came some big changes. I moved to a new state, by myself, away from my support system! Oh, and I got a puppy!!

Meet JJ everyone he is an adorable Lab/terrier mix and is about 4 months old

Now do the math here graduates in November it is now May.. yep! School loans are starting to kick in which means I also need to kick my butt into gear and Get Back to Frugal! To start out I decided to set a small goal for something I know is coming up. Side note, I already have a 1,000 emergency fund. Now I know come October I’ll need all new tires and new brakes so I’m expecting this to be about $600 total since each tire is $125.

My first goal… save $600 in 5 months, while living paycheck to paycheck and paying all of my other bills, Whoa! This might feel unrealistic so let me start from the beginning and breakdown my budget to see where I can pull this from. You can also check out my post on Budgeting for Beginners here!

budget excel.PNG

(Sorry the photo is so small it was really hard to fit in one line..ugh too many bills!)    🙂

Soo, as you can see I have a few bills already entered that I have paid off this month. For me the “misc” is for any funds that can change like food and gifts.  I have $100 as a limit. now I have a family graduation party and there is Father’s day which my family always celebrates. So I need roughly $40.00 for gifts. this leaves $60.00 for groceries. Now this I can do!

My goal now is to save $40.00 from that grocery budget. This is going to take some creativity. I have 11 days to plan food more on $20.00, it’s a good thing I have a stocked pantry! But, I will be posting about frugal foods and meal planning at a later date ;).

I have lots of food just sitting around for when I am in the mood for it.. so let’s get in the mood for it and use it up! Here is breakdown of my food list for the next 11 days this includes lunches and dinners so that is 22 meals. (FYI I eat overnight oats every morning MMM so good!)

Rice and Veggies- 4 meals

Chicken Stir fry-4 meals

Pasta and Meatballs- 4 meals

Chicken and Stuffing-2 meals

Egg and Turkey Bacon Quiche-3 meals

Chicken soup- 2 meals

Pizza- 2 meals

The $20.00 Will be used on the essentials on this list. Eggs, Milk, and Turkey Bacon. I will probably have some $ left over to throw at my savings balance but I like to leave a few $$ for food emergencies like forgetting my lunch or a client meeting where it might be necessary to eat out (I do get reimbursed for work lunches but I have to front the money and expense it at a later date).

and THAT is my take on saving money when there is none to save! What are your go to saving tips? I’d love to hear from you about them!! Comment below or feel free to contact me directly 🙂

 

 

 

 

Ditching The Credit Cards; Lock them Away

How to ditch your credit cards, and the advantages it will bring.

Part of my debt free journey is learning about my credit score and keeping it at a steady rate. A lot has been learned through the process. I wanted to share with you, my reasons for “Ditching” the credit cards.

Lock away the Credit Cards!!hen I say ditch I lie…

What I really mean is to hide the cards, lock them away and use them rarely or for small things you have the money to pay back. This allows you to maintain the credit that has already been developed. When looking at a credit score, a large part involves how long the credit line has been open.

*DO NOT cancel the card, that will decrease your credit score*

How to Ditch Credit Cards

Instead, hide it away in the old junk drawer you never go into. That way you can use the card for its intended use, emergencies! You will want to watch for fees from not using a credit card. Some companies may charge a dormant fee, so if you go too long without using  it, there might be a fee to pay. To avoid this, put a small monthly bill on that card, one you can definitely pay off!

Personally, my Netflix account is to be billed to my credit card each month. This puts a balance on it, it’s not high, and it can be paid off in one easy click. Everyone is different so there are many options on how to do this.  Charge a small grocery trip that will be paid off within the same month, or charge all Dr’s appointments or co-pays. The goal here is to pick one thing and stick to it, that way using the card on other things is less likely to happen.

*BONUS POST*

Tips to Improving Your Credit Score

“soo, what if I have a balance on the credit card that will have to be paid off before I can build my credit”?

If  struggling to pay off debt is an issue, check out the post on budgeting HERE.

By making on time payments you are still building your credit.  A piece of advice that was discovered through this journey that has helped raise my credit score by 10 points in 6 months!! This was to pay the bill on the posted date, not on the due date. Paying on the posted date shows you are responsible, and you can pay the debt off which leads to an increase in a credit score.

Do you have advice on not using your credit cards, or even building your credit score? Please leave a comment about it below.

How To Budget For Beginners

One of the MANY questions I get asked is…”How do I start a budget?!”
So go get a cup of coffee/tea (hey, whatever works!) and come back to join me on this extensive post all about the dreaded budget!

How to Budget For Beginners

How to Budget For Beginners

Top Tip!

Now my top secret tip for beginners is to set up your budget and just do what you normally do for a month. Track your spending habits, your bills, your income. Gather it all neatly and simply watch what you are doing. this allows you to see where your money is going and what you can cut back on vs. what you cannot stop doing.

My second tip on budgeting is to start small! Don’t overwhelm yourself. All life changing habits do not occur over a month. This is trial and error and for the first few months you will not reach your goal, and that is okay! During the first month of tracking my spending, I spent (ugh can’t believe I am admitting this!) 545.82 on Mics. items. This was eating out, clothing, and anything that is not really needed. I set up a miscellaneous fund of $100 to have fun with for the month, HEY a girl has got to have a little fun..RIGHT?! but I was 445.82 over what I thought I could do. The next month I upped my allotment for the month to $200.00 and I was able to keep that goal.

Setting a Budget

How do I set up my budget? First, I break it down into categories based on my bills.

  • Rent
  • Groceries
  • School Loans
  • Credit Cards
  • Auto Loan
  • Insurance (car)
  • Gas
  • Phone
  • Miscellaneous

Second, I calculate what is needed to make minimum payments on all necessities. Next, I allow myself that much money to pay them. I calculate how much money I will have left. I think of all the things I will need that month, a haircut, a birthday gift etc., I add this into my Mics. allotment. Take all income, savings, and debts and place them on a spread sheet, I use Exel for this.

Now, what do I do with the money I have saved that month? I take ALL of it ( I already have an emergency fund) and put it towards the debt with the highest interest rates. Right now happens to be my auto loan.

Personally, I do not use the snowball effect. Not that I think there is anything wrong with it, I just don’t believe its right for me.The best way for me to pay down my debt is to focus on how much  interest will be paid over time and try to knock that down as low as possible.

I really hope this beginners budgeting plan has helped motivate you to start tracking your spending and to create your own budget. Please share your budgeting tips in the comments below! 

and if you still need some motivation check out my Favorite Financial Quotes.

I love to hear from my readers so feel free to email me to Kelley.aroura@gmail.com

What Is Frugal Living?

What is frugal living, click here to visit kelleyaroura.com and find out!

As I begin this journey of frugal living I have had a lot of people ask me what that means. Frugal living can mean many different things to different people.
To me the word frugal is about being logical with finances, it is not about being cheap.
It is knowing my income and my debts and finding the best way to pay those debts off as fast as possible.During this process, I will be evaluating my values and be making lifestyle changes. Yes, I will be cutting corners but I will not be missing out on the things that really matter to me. I will be prioritizing my life and my finances. Come along with my and I’ll show you how…

For the past month (June) I have been tracking my expenses and examining my wants vs needs. I have been gauging a pretty good budget for my lifestyle needs through this budgeting process. I plan on finishing out July by tracking the expenses and being a bit more mindful of my spending. I have been using these quotes to stop impulse buying. this tactic has been really helping me determine my wants and needs.

Next month I plan on setting a budget and trying to stick to it for the first time! I plan on posting about this experience and the tricks I use to get through it.

Do you have any tips you think I should be using? Comment below and let me know!

Favorite Financial Quotes

 

Use these financial quotes to curb spending and impulse buys.

Use these financial quotes to curb spending and impulse buys.

I am a huge book-lover. No seriously I love reading, almost as much as a love writing! So, I thought we can chat a bit about our favorite quotes. Keeping on topic here, let me share with you my favorite financial quotes.

This one was hard to narrow down because really how can you choose?! These are my go to quotes when I am having a rough day and stressing about saving money. Seriously, I have a copy of these printed and sitting where I can see them at my desk.

Financial Quotes To Live By

“If money is your hope for independence you will never have it. The only real security that a man will have in this world is a reserve of knowledge, experience, and ability”. –Henry Ford

Having money will not bring you independence, the experience, the knowledge, and the ability to be debt free will give you the freedom you so desire.

“Money is a terrible master but an excellent servant”. –P.T. Barnum

We are all servants to paying our debts, until they are served we will never be a master of money.

“Try to save something while your salary is small; it’s impossible to save after you begin to earn more”. –Jack Benny

One of the best ways to pay off debt is to earn extra money! Do odd jobs for a few extra bucks, save your spare change, any small amount can be saved and out as an extra payment to debt which will also help reduce the interest you are paying.

Here is my favorite quote when I want to put something on a credit card…

“Every time you borrow money, you’re robbing your future self”. –Nathan W. Morris

I always try to remember this. If I have to use my credit card, I really determine if this object is a want or a need. At this point, I am trying my hardest not to put any more on that credit card. Unless it is a true emergency, this quote has stopped so many impulse buys!

So my question for you….What is your favorite financial quote? Don’t have one? Go google search and comment! I love to hear from readers and get their input.

This post has also been involved in a link party Hosted by Mama’s Gone Crafty. Check it out by clicking the photo below!

10 Things That Make Me Happy

Did you ever just wake up and know it was going to be a crappy day? I have created a list of my top 10 favorite go to things when I need a pick me up. So, here are the top 10 things that make me happy.

  1. Books

I love to read almost as much as I love to write. I can easily read a book in 3-5 days. Would you be interested in my top books? Comment below and let me know!

  1. Coffee

Vanilla coffee with French vanilla creamer is where it’s at. This stuff can put a smile on my face during a tornado. Not kidding, I get very grumpy if I miss my coffee for some reason. FYI tip here- if you run out of creamer use a scoop of ice-cream…You Are Welcome!

  1. Family

I know my family is pretty cray-cray and annoying at times, but they are also some of the only people who know me well enough to bring a smile to my face.

  1. Friends

The family I get to choose. I have learned a lot throughout the years and friends are a lot like fireflies they come light up your life and then go away. Sometimes they come back and sometimes the light just fades. But there are a select few who stick around and even though there are miles between us it’s like we are still on the same page. There is nothing like talking to an old friend that understand where you come from during a rough patch in your life.

  1. Work

Yea, work can actually make me happy If it is something I love. Take this blog for example, it’s work but I LOVE it, I hope you do too. In fact, if you do love it let me know by joining me on Facebook and be the first to know when I post a new blog!

  1. Saving Money

I love being frugal with my money and saving. I have quite a few tips and tricks on this but I will save those for a later date.

  1. Beauty Products

I Like girly things, but I also like being frugal with my money so I only buy the things I think are worth the money. Some of those things, urban decay eyeliner, Lush conditioner, Perfectly Posh moisturizer and I might be a little obsessed with nail polish!

  1. Showering

Is it weird that I have showering on my list? It totally makes me feel better when I am in a bad mood though!

  1. Walking

I am not one for exercise it has never been my thing. I mean, I weigh 110 so why would I waste the time? I do however love to take walks when I am in a rough spot. I get inspiration and my mind just flows. I have gotten quite a few blog post ideas from just taking a 30min walk.

  1. Leggings-

Yep I went there! Nothing like leggings on a day where you don’t want to put pants on and you have to go to work. It’s okay though, I don’t wear them as pants. I make sure my shirt is long enough to cover my butt, and sometimes I even wear them with a skirt. If you have that annoying girl posting on Facebook about her LuLaroe business, for the love of all things holy just be friends and buy from her! She knows her shit and these things really are amazing… Judge me if you want to…#noshamehere

 

I’d love to hear some of your favorite things that put you in a good mood. Comment them below..

 

 

5 tips for getting a raise

5 tips for getting a raise

I have been working for a childcare center for the past 4 years. I absolutely love being with the children. But, as we all know the pay for a childcare teacher is not so great. I’m talking that I have been living off of less than $11.50/ hour for the past 4 years! I have a Bachelor’s degree and over $40,000 in student loans alone. On top of that, I am also in the process of getting my Master’s Degree and adding even more debt to the pot. I am living paycheck to paycheck and praying an event doesn’t occur that I will need an emergency fund cause we all know it is non-existent.I decided to grow a pair and ask my boss for a raise.

Let me tell you a few things I have learned along the way! Here are 5 tips what will help you when asking for a raise…

1.Prepare

Be prepared by planning 6 months ahead. Have a goal set, and learn where you stand within the company. How are you valued? What can you improve on? Make sure you actually deserve the raise you are asking for.

Make a list of reasons you do deserve a raise:

I am an employee who never calls off, who is on time, and who gets their work completed by the due dates. Who helps others to overcome their struggles and succeed in the workplace. I am also a part of the moral building team that the company nationally offers. I have taken 2 separate courses to become a leader and move up within the company.

Make a list of areas to improve:

Sometimes I make negative comments about the workplace. I am always ready to rush out the door, I don’t switch hours with coworkers, and I don’t work overtime. I can put more effort in the weekly newsletter.

NOW, you have 6 Months to work on those areas to improve! I know making a list of your negative attributes can be hard. Everyone wants to think the best of themselves, there has to be an area you can improve on. If you are still struggling with this step, ask a coworker /or friend to help you out but do not hold what they tell you against them. They are only trying to help your future (and YOU asked for it)!

2.Make It Known

It is never a good idea to surprise your boss. Give them plenty of warning before actually discussing a raise. Tell them how you feel in a private discussion. Ask to talk about your income after work one day. Tell them you are struggling. Make it known you are on a strict budget. Don’t overdo this step and make it a pity party. Just let management know about the situation, they may be able to give you overtime opportunities.

3.Ask What Can Be done?

During the discussion in the previous step, you also want to be sure to ask what can be done to improve and either promote within the company or get a raise. Remember you still have 6 months to plan for. The answer to this question from your boss should closely resemble the areas you are already working to improve on. I told you to do this for multiple reasons. The first being, you won’t be upset hearing it from someone else. The second reason being, it will show you what the company is looking for.

4.Follow Up

Time is up! It has been 6 months you have been rocking the positive attitude and you are now ready to ask your boss for a raise! Remember to give them some warning to handle the discussion. Ask the day before to have a time set for you to sit and discuss your performance. This allows your boss to think over your efforts. It also makes you reliable for sticking to your discussion, NO TURNING BACK NOW!

Follow up with your discussion and state the things you have improved on and ask if they agree. Tell them you are still struggling and ask if they can increase your salary. You should also study and review the current earnings and how much raises within your company typically are. Usually anywhere from 2-5%. Be ready to negotiate this rate and have a set number you will refuse. Which leads me to the next step…

5.Take Action!

If you are still told no, without a reasonable explanation, it’s okay to find another source of income. Don’t ever feel locked into a job. If you work hard and are consistently a great employee, chances are another company will see that and offer you what you are worth. This may be challenging and downright stressful, but I promise you will not regret it.

Personally, I was told that I have had the most percentage raises I was allowed and that management does see where I deserve a raise, but the budget is already set and there is not room for a raise. I kept my cool and I went home and researched job openings, within 3 weeks I found a new job, and in a totally different field. Never have I been happier! I make more money, I have more control of my day, I am responsible for my own actions and getting my work done on my own time. Management is amazing, and I have already excelled beyond my expectations in the 3 months I have been there.

The point of this blog is if you love your job and deserve a raise just plan ahead and ask for it! If they say no be brave and move on. Someone out there will appreciate you and the work you will do. Have you ever asked for a raise? Do you have a tip to share? Please leave a comment and tell us! If there is something you would like to see feel free to email me at Kelley.Aroura@gmail.com, or come on over to my Facebook, like the page, and get the latest updates on future posts. you can also click Here to see a directory of my previous posts.

 

 

Meet The Girl Behind The Blog

Welcome!

Thank you for stopping by my blog. I want to welcome you to my little slice of heaven on the internet. Here I will explain what I am all about and show off the girl behind the blog. So, buckle up and enjoy the ride! Lets meet the girl behind the blog…

Who Is Kelley Aroura?

The girl behind the blog. I want my readers to be aware that this is a pen name. Kelley Aroura evolved about 6 years ago during my undergrad classes. I used this name to complete a social assignment and Kelley has stuck with me through the years. Let me assure you Kelley is no made up person, it is still me and my views and I use it now as only a way to keep my privacy.

My blogging inspiration:

My intentions with this creative outlet is to just be real. I want you to come along with me during this blogging journey. I will talk about my life and the things I learn along the way.

What this blog is all about:

I am currently focusing this blog on paying off debt, and the best ways to do that. I will have some fun stories and experiences along the way (and food, because who doesn’t love food?!). Thank you for joining me on this great excursion.

You can check out budgeting for beginners here.

Contact me:

I am new to blogging and just starting out so please feel free to leave me any advice. If you like it, comment and let me know. If you there is something else you would rather know that I did not cover, email me at Kelley.Aroura@gmail.com and suggest it. I love hearing from readers so don’t be shy, I promise to reply!